Dream bigger, think better, fund smarter.
Apis Financial will source the smart solution
to fund your next big idea.
You’d be surprised! We paid a $200,000 commission to a Broker who thought he didn’t see our sort of business. It’s amazing how opportunities appear when you are aware of new solutions – make sure you are equipped to seize them.
It is a simple process of completion of our Referral Agreement and return of supporting documents. If you are not a Broker, or you are and ACL holder restricted by your panel, you may still become a Referrer as a “Spotter’s Fee”.
This is in place to both protect both you and IBN. It prevents you going directly to the Funder we introduce you to and it also protects us from going directly to your client.
We have a clause in our Referrer Agreement to protect you. If the client was to come directly to us in the future, you would still be included in any future settlements.
You will need to check the details with your current Aggregator for the terms of your agreement. IBN Direct do not have any requirements for this however, your Aggregator or Insurer may.
We have accredited Referrers who are both Credit Representatives and Credit Licence Holders. You will need to provide supporting documents in you individual, company or business name for MFAA or FBAA; COSL or FOS and Professional Indemnity Insurance. If you are restricted by panel, you may choose our Spotter’s Fee Agreement.
IBN started its life dealing with individual Brokers not Aggregators. Whilst we are on a few panels, at this stage our focus is on the individual, where we can provide a personalised service.
As per our standard Referrer Agreement we will pay you the agreed share of brokerage once we receive the full amount as cleared funds after settlement. Please contact us for details.
It is a requirement that our Referrers must have their own Professional Indemnity insurance coverage except under an Agreement where Referrers simply send a name and number referral and IBN deal directly with the client.
We specialise in doing non-NCCP lending, though we are fully licenced through ASIC for consumer lending.
IBN will deal with the lender, however, once a client commits to IBN we are more than happy if the client wants to speak to the lender directly.
Private lenders usually have their own specific specialist valuers, who hold the relevant insurance.
We present options that others didn’t know existed
We search for solutions and enjoy the challenge of complex loans
We understand the complexities and requirements for a diverse range of applications
We explain our cost-structure from the outset so that you know what to expect
Our experienced staff assist you every step of the way with frequent communication on the loan progress
As a guest at their recent Allan Pease speaking event, I was genuinely amazed at the global experience Allan shared with the room. Thank you to Scott and Fiona Roberts (and the whole team) for the passion you share with the Sunshine Coast business community. Brilliant work!
I found Allan Pease to be a highly entertaining and amusing speaker and one who gives an insight into peoples feelings and attitudes being expressed by their facial and body actions. I am looking forward to more excellent speakers in 2016.
Thank you to Fiona for inviting me to the event on Wednesday night to listen to Sarina Russo, not only was the talk interesting but the people I met were great company and I learnt much.
Thanks so much to Fiona and the team for the invitation to the Sarina Russo Think Speakers event. It was great to be surrounded by so many wonderful local business people and hear the highs and lows of Sarina's journey.
Thank you for inviting me to your latest evening to inspire with Sarina Russo. It was a fabulous night of positivity with inspiration, networking over great food and company. I received so much from it personally to take away and implement into my business and every day way of life. I can’t wait for the next event!
Thanks for the invite to a yet another great event. Glenn Cooper provided some wonderful insights into the history, structure and challenges of Coopers Brewery since its humble beginnings 150 years ago. Thanks again and to Scott Roberts for hosting us at breakfast.
Today, I was invited by Scott Roberts to breakfast with Glenn Copper from Coopers Brewing. I thought I was going to learn about my favourite wind down.. Beer. But, I was inspired by a Family owned business who cares about their brand and family values. Thanks Scott & Fiona.
Many thanks to Scott and the team for the invitation to see Glenn Cooper speak at the breakfast event recently. He was a great story teller and gave me plenty to think about – very inspirational as well.
The speakers were excellent and engaging, guided by a charismatic and knowledgeable MC. A unique opportunity to get up close and personal with such sporting legends. Thank you.
Great day thanks Scott, I always meet other like minded professionals to build referral relationships with and the entertainment, food & company tops it off for an awesome event. Thanks so much for the invite up and for continually running these gottogoto events!
It is really wonderful that your team are getting behind ‘Think Speakers and Events’ and ‘Profile’ magazine. Lisa Wilkinson was an excellent speaker and it was a great privilege to have dinner with her. Thank you for the opportunity.
Loved the Event! Inspiring, uplifting ...a whole room jammed full of positive! Thanks so much for the invite, stayed in a positive mindset for the whole week! Perfect for team building and personal empowerment. Have been privileged to see 3 amazing speakers and each has lifted the soul to greater heights. Many, many thanks.
The team always go that one step further to achieve an outcome. If at all possible, they achieve results for their clients. Communication channels are an extremely important part of this business, and they have an excellent system. Dealing with them is professional, at the same time keeping the personal touch as its focus.
I have utilised Scott’s services on a number of occasions, to assist with complex or unusual finance applications where I was not able to assist my clients. Scott was able to assist me on each occasion, and made the process simple and allowed me to keep my clients happy with their needs met as required. I have no hesitation in recommending Scott.