Smart Finance Solutions... Call 1300 884 553 For A Free Quote
 

Our Process

To ensure a seamless experience for all parties with favourable and timely results, all applications filed under Apis Financial follow a strict process. Through years of experience we’ve developed the ideal formula for efficient and effective processing of loans, clearly communicated from the outset and throughout the progress of the application.

Over 150 years combined experience

Smart Solutions
What We Do

Dream bigger, think better, fund smarter.
Apis Financial will source the smart solution
to fund your next big idea.

      1. Submit new enquiry on Apis Financial “New Enquiry Form” or Submit Online
      2. Receive confirmation that Apis Financial can assist
      3. Apis Financial source potential funders
      4. Credit Quote, Engagement Letter & Mandate issued complete with terms
      5. Completed items to be returned:
        • Fully completed Apis Financial Application form, together with supporting documentation.
      1. Apis Financial formally submit complete application to relevant Funder
      2. Conditional approval received from Funder
        • Apis Financial Consultancy Fee payable prior to release of this offer
        • Funders’ conditional offer supplied
        • Funders’ offer accepted and conditions satisfied
      3. Formal approval issued
      4. Settlement
Who We Are

We’re experienced, connected and passionate
lending experts ready to help you find your
smart finance solution.

Dream bigger, think better, fund smarter. Apis Financial will source the smart solution to fund your next big idea.

  • Thank you for a great start to my day, breakfast with John Anderson, WOW!!! Every person in that room left in awe and touched by a Man driven by an idea. I see things differently now.

    Andrew - AJM Music

  • They are truly a team of hardworking, honest and ethical individuals that have a passion for what they do.

    Steve Barnfather - Foundation Capital

  • They is our introducer of choice and I would encourage brokers to join their network

    Private Funder

  • Provided a fantastic service and I would recommend them to anyone.

    Rod Garland - Financial Counsellor

  • I would have no hesitation is recommending them for future transactions that are difficult to place for your customers.

    Glen Barnes - Broker

  • We had just over a week to come up with some funds... and they did! The solution was in place and ready to settle a few days later.

    Jason A. - Broker

  • Nothing is too much trouble for the team and the services that they offer to both the client and the funder are second to none.

    Funder

  • Thank you for a great start to my day, breakfast with John Anderson, WOW!!! Every person in that room left in awe and touched by a Man driven by an idea.

    Andrew - AJM Music

  • I would like to thank you personally for your professional advice and direction. The lender also appears an excellent company to deal with. Your expertise was brilliant !!

    Brian - Sunshine Coast

FAQ’s

I never see the sort of business that you guys do so why would I need to see you?

You’d be surprised! We paid a $200,000 commission to a Broker who thought he didn’t see our sort of business. It’s amazing how opportunities appear when you are aware of new solutions – make sure you are equipped to seize them.

How do I get accredited with IBN?

It is a simple process of completion of our Referral Agreement and return of supporting documents. If you are not a Broker, or you are and ACL holder restricted by your panel, you may still become a Referrer as a “Spotter’s Fee”.

What does the non-circumvention clause in your agreement mean?

This is in place to both protect both you and IBN. It prevents you going directly to the Funder we introduce you to and it also protects us from going directly to your client.

How can I be sure that I maintain my client once I refer to you?

We have a clause in our Referrer Agreement to protect you. If the client was to come directly to us in the future, you would still be included in any future settlements.

Will my Aggregator allow me to get accredited with IBN?

You will need to check the details with your current Aggregator for the terms of your agreement. IBN Direct do not have any requirements for this however, your Aggregator or Insurer may.

I am only a Credit Rep can I get accredited?

We have accredited Referrers who are both Credit Representatives and Credit Licence Holders. You will need to provide supporting documents in you individual, company or business name for MFAA or FBAA; COSL or FOS and Professional Indemnity Insurance. If you are restricted by panel, you may choose our Spotter’s Fee Agreement.

Why are you not on my Aggregator’s panel?

IBN started its life dealing with individual Brokers not Aggregators. Whilst we are on a few panels, at this stage our focus is on the individual, where we can provide a personalised service.

How do I get paid for the business I refer?

As per our standard Referrer Agreement we will pay you the agreed share of brokerage once we receive the full amount as cleared funds after settlement. Please contact us for details.

Will I be covered by insurance during the transaction?

It is a requirement that our Referrers must have their own Professional Indemnity insurance coverage except under an Agreement where Referrers simply send a name and number referral and IBN deal directly with the client.

How am I protected under NCCP?

We specialise in doing non-NCCP lending, though we are fully licenced through ASIC for consumer lending.

Are there any volume requirements for a broker?

No.

Is there clawback on my brokerage?

No.

Do I just deal with IBN or do I also deal with the Lender?

IBN will deal with the lender, however, once a client commits to IBN we are more than happy if the client wants to speak to the lender directly.

What sort of Valuers do private lenders use?

Private lenders usually have their own specific specialist valuers, who hold the relevant insurance.

How to Get Started

Smarter finance solutions to reach your
personal and business goals. Talk to our
lending experts to get started.

Broker or Lender?

We love to partner with passionate and
forward thinking brokers and lenders.
Join our network!

Why choose Apis Financial?

The dedicated team at Apis Financial are highly-experienced lending professionals renowned for delivering outstanding service and smart funding solutions for each of their clients.

We present options that others didn’t know existed

We search for solutions and enjoy the challenge of complex loans

We understand the complexities and requirements for a diverse range of applications

We explain our cost-structure from the outset so that you know what to expect

Our experienced staff assist you every step of the way with frequent communication on the loan progress

Hear From Our Clients

  • The team always go that one step further to achieve an outcome. If at all possible, they achieve results for their clients. Communication channels are an extremely important part of this business, and they have an excellent system. Dealing with them is professional, at the same time keeping the personal touch as its focus.

    Private Funder

  • Thanks so much to Fiona and the team for the invitation to the Sarina Russo Think Speakers event. It was great to be surrounded by so many wonderful local business people and hear the highs and lows of Sarina's journey.

    Belinda Forman - Traffika

  • Thank you to Fiona for inviting me to the event on Wednesday night to listen to Sarina Russo, not only was the talk interesting but the people I met were great company and I learnt much.

    Cyndi O'Meara - Changing Habits

  • The speakers were excellent and engaging, guided by a charismatic and knowledgeable MC. A unique opportunity to get up close and personal with such sporting legends. Thank you.

    Mark Papallo - Simpson Quinn Lawyers

  • Thank you for inviting me to your latest evening to inspire with Sarina Russo. It was a fabulous night of positivity with inspiration, networking over great food and company. I received so much from it personally to take away and implement into my business and every day way of life. I can’t wait for the next event!

    Joey Mogg

  • Great day thanks Scott, I always meet other like minded professionals to build referral relationships with and the entertainment, food & company tops it off for an awesome event. Thanks so much for the invite up and for continually running these gottogoto events!

    Darren Fidoe - Fundamental Business Finance

  • Many thanks to Scott and the team for the invitation to see Glenn Cooper speak at the breakfast event recently. He was a great story teller and gave me plenty to think about – very inspirational as well.

    Steve Hartley - MAICD - Bluemount Capital

  • I have utilised Scott’s services on a number of occasions, to assist with complex or unusual finance applications where I was not able to assist my clients. Scott was able to assist me on each occasion, and made the process simple and allowed me to keep my clients happy with their needs met as required. I have no hesitation in recommending Scott.

    Terry Hill - Broker

  • It is really wonderful that your team are getting behind ‘Think Speakers and Events’ and ‘Profile’ magazine. Lisa Wilkinson was an excellent speaker and it was a great privilege to have dinner with her. Thank you for the opportunity.

    Nicole Bochow - Poole Group Accountants & Investment Advisers

  • I found Allan Pease to be a highly entertaining and amusing speaker and one who gives an insight into peoples feelings and attitudes being expressed by their facial and body actions. I am looking forward to more excellent speakers in 2016.

    Roy Henzell - Henzells Agency

  • Thanks for the invite to a yet another great event. Glenn Cooper provided some wonderful insights into the history, structure and challenges of Coopers Brewery since its humble beginnings 150 years ago. Thanks again and to Scott Roberts for hosting us at breakfast.

    Rick Hipwood - CTB Group

  • As a guest at their recent Allan Pease speaking event, I was genuinely amazed at the global experience Allan shared with the room. Thank you to Scott and Fiona Roberts (and the whole team) for the passion you share with the Sunshine Coast business community. Brilliant work!

    Bill Darby - Rumba Beach Resort

  • Today, I was invited by Scott Roberts to breakfast with Glenn Copper from Coopers Brewing. I thought I was going to learn about my favourite wind down.. Beer. But, I was inspired by a Family owned business who cares about their brand and family values. Thanks Scott & Fiona.

    Tim Gall - Pelican Waters Golf Club

  • Loved the Event! Inspiring, uplifting ...a whole room jammed full of positive! Thanks so much for the invite, stayed in a positive mindset for the whole week! Perfect for team building and personal empowerment. Have been privileged to see 3 amazing speakers and each has lifted the soul to greater heights. Many, many thanks.

    Marlene Murray - Maleny Manor

Contact Us

Smart Solutions